:root{--ink:#17232a;--ivory:#f5f2eb;--bronze:#9c876b;--stone:#d9d3c8;--paper:#fcfbf8;--text:#292d2d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--text);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.7}a{color:inherit;text-underline-offset:5px}button,input,select,textarea{font:inherit}a,button{touch-action:manipulation}a:hover{color:#705d45}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #956c36;outline-offset:5px}header{padding:27px 5%;display:flex;justify-content:space-between;align-items:center;gap:30px;border-bottom:1px solid var(--stone);background:var(--paper)}.wordmark{font-family:Georgia,serif;font-size:30px;text-decoration:none;line-height:1.15;display:inline-block;white-space:nowrap;color:var(--ink)}.wordmark span{display:block;font-family:Arial,sans-serif;font-size:9px;letter-spacing:2px;margin-top:10px}header nav{display:flex;align-items:center;gap:25px;font-size:12px}header nav a{text-decoration:none;padding:10px 0}header nav a[aria-current]{border-bottom:1px solid var(--bronze)}header nav a:last-child{border:1px solid var(--ink);padding:10px 20px}.menu-toggle{display:none}.skip{position:absolute;left:20px;top:-100px;background:var(--ink);color:white;padding:12px;z-index:9}.skip:focus{top:12px}.hero{display:grid;grid-template-columns:45% 55%;min-height:650px;background:var(--ivory)}.hero-copy{padding:85px 9% 80px 11%;align-self:center}.eyebrow{font-size:10px;letter-spacing:2.3px;text-transform:uppercase;font-weight:600;margin:0 0 26px;line-height:1.6;color:#655642}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;line-height:1.08;color:var(--ink);margin:0 0 24px}h1{font-size:clamp(43px,4.4vw,76px);letter-spacing:-2px}h1 em{font-weight:400;color:#76654f}h2{font-size:clamp(33px,3.2vw,52px);letter-spacing:-1.1px}h3{font-size:29px;letter-spacing:-.6px}.lede{font-size:17px;line-height:1.8;max-width:600px;margin:30px 0}.hero figure{margin:0;position:relative;min-height:650px;overflow:hidden}.hero picture{display:block;height:100%}.hero img{display:block;height:100%;width:100%;object-fit:cover;object-position:52% center}.hero figcaption{position:absolute;bottom:0;left:0;right:0;background:#17232ae8;color:#fff;padding:12px 18px;font-size:10px;letter-spacing:.3px}.text-link{display:inline-block;text-decoration:none;border-bottom:1px solid var(--bronze);padding:10px 0;font-size:13px;letter-spacing:.3px}.text-link span{padding-left:22px}.intro-strip{display:flex;justify-content:space-between;gap:20px;padding:23px 5%;font-size:10px;letter-spacing:1.7px;text-transform:uppercase;background:var(--ink);color:var(--ivory)}.section{padding:95px 7%;max-width:1500px;margin:auto}.split{display:grid;grid-template-columns:1fr 1fr;gap:10%;border-bottom:1px solid var(--stone)}.prose p:first-child{margin-top:0}.prose p{max-width:610px}.large{font-family:Georgia,serif;font-size:27px;line-height:1.45;color:var(--ink)}.section-heading{max-width:700px;margin-bottom:42px}.markets{background:var(--ivory);max-width:none}.market-grid{display:grid;grid-template-columns:1fr 1fr;gap:25px}.market{background:var(--stone);padding:45px;text-decoration:none;min-height:310px;display:flex;flex-direction:column;align-items:flex-start}.market-number{font-size:10px;letter-spacing:2px;text-transform:uppercase;margin-bottom:48px}.market h3{font-size:42px;margin-bottom:8px}.market p{font-size:15px;max-width:440px;margin-top:0}.market .text-link{margin-top:auto}.market.dark{background:var(--ink);color:var(--ivory)}.market.dark h3{color:var(--ivory)}.market:hover .text-link{border-color:currentColor}.service-row+.service-row{border-top:1px solid var(--stone);padding-top:30px;margin-top:30px}.service-row h3{margin-bottom:10px}.resource{text-align:center;max-width:900px}.resource p:not(.eyebrow){max-width:570px;margin:20px auto}.cta{text-align:center;background:var(--ink);padding:85px 6%;color:var(--ivory)}.cta h2{color:var(--ivory)}.cta .eyebrow{color:var(--stone)}.button{display:inline-flex;justify-content:space-between;align-items:center;gap:32px;border:1px solid var(--ink);padding:15px 25px;background:var(--ink);color:var(--paper);font-size:13px;text-decoration:none;cursor:pointer;border-radius:0}.button:hover{background:#35464e;color:white}.button.light{background:var(--ivory);color:var(--ink);margin-top:15px}.button.light:hover{background:var(--stone)}footer{padding:65px 5% 30px;background:var(--ivory)}.footer-top{display:flex;justify-content:space-between;gap:35px;margin-bottom:40px}.footer-top p{font-size:12px}.footer-contact{display:flex;flex-direction:column;align-items:flex-start;gap:9px;font-size:13px}.broker img{object-fit:contain;max-width:100%;height:auto}.broker p{margin:4px 0 0;font-size:12px}.disclosure{font-size:11px;line-height:1.9;color:#505555}.footer-bottom{border-top:1px solid var(--stone);margin-top:30px;padding-top:20px;display:flex;justify-content:space-between;gap:30px;font-size:11px}.footer-bottom nav{display:flex;flex-wrap:wrap;gap:25px}.page-hero{padding:85px 7%;background:var(--ivory);border-bottom:1px solid var(--stone)}.page-hero h1{max-width:1000px}.page-hero .lede{max-width:680px;margin-bottom:0}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:25px;padding-bottom:27px;margin-bottom:30px;border-bottom:1px solid var(--stone)}.steps li:last-child{border:0;margin:0;padding-bottom:0}.steps span{color:#76654f;font-size:12px;letter-spacing:2px;line-height:32px}.steps h3{font-size:26px;line-height:1.2;margin-bottom:12px}.steps p{margin:0;font-size:15px}.contact-large{font-family:Georgia,serif;font-size:clamp(25px,2.7vw,40px);text-decoration:none;display:block;margin-bottom:20px}.email{font-size:15px;overflow-wrap:anywhere}.small,.field-hint{font-size:12px;line-height:1.8;color:#555c5b}.form-grid,.fields{display:grid;grid-template-columns:1fr 1fr;gap:22px}label{display:block;font-size:12px;letter-spacing:.3px}input,select,textarea{display:block;width:100%;border:1px solid #8c928e;border-radius:0;background:var(--paper);padding:12px;color:var(--ink);margin-top:7px;min-height:48px}textarea{resize:vertical}.full,.wide{grid-column:1/-1}.legal{max-width:900px;padding-top:55px}.legal h2{font-size:28px;margin-top:40px}.legal p{font-size:15px}.plan-grid{display:grid;grid-template-columns:1fr 1fr;gap:8%}.plan-grid h2{margin-top:20px}.step-label{font-size:10px;text-transform:uppercase;letter-spacing:2px}.plan-grid button,.result button{border:1px solid var(--ink);background:var(--ink);color:white;padding:15px 20px;cursor:pointer}.result{padding:30px;margin-top:40px;background:var(--ivory)}.brief-content{white-space:pre-wrap;overflow-wrap:anywhere}.hidden{display:none}.actions{display:flex;flex-wrap:wrap;gap:15px}.result h3{font-size:30px}.form-error{color:#9b2226}button,a{transition:background-color .2s,color .2s}noscript{display:block;padding:15px}
@media(min-width:1600px){.hero{min-height:750px}.hero figure{min-height:750px}.hero-copy{padding-left:15%}}
@media(max-width:1050px){header{padding:22px 4%;gap:20px}header nav{gap:16px;font-size:11px}.hero-copy{padding:65px 8%}.hero,.hero figure{min-height:570px}.section{padding:70px 6%}.split{gap:7%}.footer-top{flex-wrap:wrap}.broker{max-width:230px}.intro-strip{letter-spacing:1px}}
@media(max-width:760px){header{padding:21px 6%;flex-wrap:wrap}.wordmark{font-size:28px}header nav{width:100%;flex-wrap:wrap;gap:12px 20px;font-size:13px}html.js header nav{display:none}html.js header nav.open{display:flex}html.js .menu-toggle{display:block;border:1px solid var(--stone);background:transparent;padding:10px 13px;font-size:12px;color:var(--ink)}.menu-toggle span{padding-left:12px}.hero{display:flex;flex-direction:column;min-height:0}.hero-copy{padding:55px 7% 45px}.hero h1{font-size:clamp(43px,10vw,65px);letter-spacing:-1.7px}.hero figure{min-height:0;height:390px}.hero img{object-position:50% 55%}.hero figcaption{font-size:9px;padding:9px 12px}.hero .lede{margin:25px 0 16px}.eyebrow{font-size:9px;letter-spacing:1.6px}.intro-strip{padding:19px 7%;flex-wrap:wrap;gap:8px 25px;font-size:9px}.intro-strip span:last-child{display:none}.section{padding:55px 7%}.split,.plan-grid{grid-template-columns:1fr;gap:25px}.market-grid{grid-template-columns:1fr;gap:18px}.market{padding:32px;min-height:295px}.market-number{margin-bottom:30px}.market h3{font-size:36px}.large{font-size:24px}.cta{padding:60px 7%}.footer-top{flex-direction:column;gap:25px}.footer-bottom{flex-direction:column;gap:12px}.footer-bottom nav{gap:18px}footer{padding:45px 7% 25px}.page-hero{padding:55px 7%}.page-hero h1{font-size:44px}.page-hero .lede{font-size:16px;margin-top:25px}.form-grid,.fields{grid-template-columns:1fr}.full,.wide{grid-column:auto}.section-heading{margin-bottom:28px}h2{font-size:35px}h3{font-size:27px}.result{padding:20px}.contact-large{font-size:32px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
@media print{header,footer,.cta,.menu-toggle,.actions{display:none}.section{padding:15px}.hero{display:block}.hero figure{height:250px}.split,.plan-grid{display:block}body{background:white;color:black}}

.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.button[disabled]{opacity:.6;cursor:wait}#inquiry-status{font-size:14px}.form-success{color:#2d5a3d}.footer-contact a,.footer-bottom nav a{display:inline-block;padding:6px 0}
